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BTL - A Landlords Perspective

  • 18 Apr 2022
  • BTL

Guide to Buy to Let - Are you considering purchasing a property for investment purposes? This guide from a landlord's perspective may give you some useful insights. Yes, I am the Landlord, I purchased a property for BTL about a decade ago.

What is a Consumer Buy To Let Mortgage?

  • 28 Mar 2022
  • BTL

Having A Consumer Buy To Let (CBTL) mortgage indicates that the borrower did not intend to become a landlord. And for that reason, the regulatory requirements differ from those that did intend to become a landlord.

Can't get a BTL without providing personal income

  • 15 Jan 2022
  • BTL

A question received on Buy To Let, the visitor has been struggling to get a BTL mortgage with lenders insisting that he provides proof of his own income and outgoings, why?

BTL for Parents refused by the lender

Suppose you buy a property and want to allow your parents or other family members to live in it? Sounds simple and it is unless you need a mortgage on the property. Lenders are not keen on family members being tenants.