MortgageBlog.scot

About this site

When I started in the mortgage industry in 2000, it was new, and interesting and I wanted to learn as much as I could. I had this idea that if I created a blog and wrote about what I learnt, it would act as a source of valuable information, mainly for me to refer back to but for others that had an interest.

But of course, the best-laid plans then get interrupted by work, children coming along, on at least one occasion by complete surprise. So yes, 21 years later here we are, finally built and adding content on a regular basis. Oddly now that my children are all grown up and my wife and I have far less responsibility that has given me the time to do this site. Well, the reality is that COVID more than anything has really provided the opportunity with working from home so long and the lack of things to do also.

Over the span of my 21 years in the mortgage industry I have worked for three different lenders, the first for 10 years, the second for a year and I have just seen the 11th anniversary in my current role. During that time I have worked at all levels and in all areas. Head of Arrears and Repossessions, Property Inspection Manager, Technical Mortgage Specialist and currently a High Net Worth Underwriter. I worked in Sub Prime lending at the height of its popularity and eventual collapse and am currently with a large high street lender.

So it is fair to say I have experienced a lot and of course, had mortgages myself for both my own home and Buy-to-Let investment property.

So this blog is very much information both past and present, leveraging on my own work over the past 21 years and trying to keep a handle on current events.

I don’t claim to be a professional writer or blogger, so apologies if my at times rambling or opinionated views are at times incoherent but I am sure that will improve with time. Probably shouldn’t have waited 21 years to do this!

If you want to get in touch please use the contact link at the top of the page, or drop me a line at [email protected]

Lee Wisener CeMAP, CeRER, CeFAP, CSME